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Friday, October 22, 2010

Swallow Some Truth Pills: Healthcare - The Winners and Losers...Where do YOU fit in?

Obamacare...what some people believe is a necessary step to revamp our health care system, others think is a violation of our constitutional rights as Americans. There are over 15 attorney generals from states around the country that are filing a lawsuit to amend portions of the bill, while others are calling repeal the whole thing all together.

Florida Attorney General, Bill McCollum, files lawsuit to block the healthcare bill. He probably doesn't need it, I bet he already has a good policy.

And what are some of the major features of the bill that people are in such an uproar about???

One is the government mandate that requires all people in the US to have health insurance by 2014. People have been campaigning off this part of the bill, saying it's "unconstitutional" that the government requires them to have health insurance....

but how does this portion actually affect the people that are trying to get it repealed???

Well... it really doesn't! The congressmen, women, attorney generals, and the ~60% of Americans out there that are currently insured through their employers- have NOTHING to worry about. They just have to continue with their lives...they already have their insurance. Are they mad because the government now requires them to do something they are ALREADY doing? Who knows...if someone can explain that to me I am all ears.

John Boehner (R) Ohio: 
Life with the Healthcare Bill

John Boehner (R) Ohio: 
Life after the repeal of the Healthcare Bill

Another big issue: Money

Another call to repeal is because the cost of health policies will increase! And actually, there is some truth to that- for the company I currently work for, premiums just went up a considerable amount (Employees here also got a hefty raise to offset the price increase for their policy, but I doubt that happened everywhere...and even so, I still hear people complaining about it when they are netting even more money than before). And it's important to remember, the health insurance companies are the ones increasing the costs, but...

That won't always be the case, prices will go down! The mandate requiring everyone to have health insurance doesn't go into effect in 2014, which is when everyone in the US will be paying into the health care system and prices should level out. But for now, the provisions that are in effect are making it so insurance companies have to cover more people, without increasing the number of people paying into the system (young people/college students are now insured under their parents until age 26, children now cannot be denied coverage because of pre-existing conditions) Insurance companies also cannot put lifetime caps on policies or drop patients coverage if they get sick. All of these provisions is GOOD for the health and well being of Americans, but BAD for insurance companies that are focused on profits. Yes, for every company the main idea is to make money, and I guarantee insurance companies will continue to make profits, but there are certain things worth more than money- like your life.

Can't find a job after school? Don't worry, you're still insured under your parents until age 26 with the new bill

Who are the losers if provisions get repealed?

The uninsured, unemployed, young people, those with pre-existing conditions, and the middle/lower classes. If the politicians and businesses get their way to repeal portions of the bill, the little guys will be left out to dry...again.

Does your child have a pre-existing condition? Doesn't matter, companies cannot deny him coverage with the new bill...unless that jerk from Florida gets his way. 

So to recap:


-There are groups out there trying to repeal part of a bill that affects them (the wealthy) in very small ways, but screws over others (the not so wealthy) in a very HUGE way.
-They are making a conscious effort to negatively impact the lives of almost 1/3 of our country...
-The bill will require everyone to get health insurance and make them take more responsibility for their own health- so there will be no more "freeloaders" taking advantage of the system at the taxpayer's expense.

One last Note...How does it relate to immigration?


There is a lot of buzz in this country about immigration- mostly negative stuff about illegal immigrants taking the jobs of Americans, and getting a free ride with public education and healthcare at the taxpayers expense. If you are worried about that as well as the health care system, than this bill is a double wammie for you! Since illegal immigrants won't be able to get the coverage required by law- it will be much, much easier to identify them and take corrective action...Just something to think about

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